Best Payment Apps to Send and Receive Payments 247 in India (part2)

Keeping in mind the things discussed in previous blog, we have mentioned five such payment apps in this blog, which will help you a lot in doing 24×7 transactions while in India.


BHIM app is an app launched by National Payments Corporation of India i.e., Government itself. This was India's first UPI app. This was the first such app, using which, anyone can do direct bank to bank transactions anytime, 24x7x365 with the help of UPI.

The interface of BHIM app is very simple in appearance but it is a very secure and powerful app.

2. PayTM

By using this app, you can send money instantly to anyone anytime in 24×7 real-time. You can do UPI transactions. From mobile, broadband recharges to online shopping, you can do everything using PayTM.

In this, you also get an optional feature of PayTM Payments bank, in which you can transfer your money and get annual interest up to 7%. This is an authorized bank, from which you can also get a debit card and from that debit card, you can also withdraw money from any partner ATM, kept in your Payments Bank.

The debit card that PayTM payments bank offers to you, you can block or unblock it at any time.

3. PhonePe

PhonePe's parent company is Flipkart. PhonePe is also a very useful and full of features app like PayTM. Now all those people would love to have PhonePe installed in their phone, which often shop on Flipkart or on the website of its partner companies. Because in such a situation, these apps regularly offer many instant cash back offers and discounts for you.

With this, you can also do bank transactions directly from the app through the UPI feature of the app. You can also create gift cards in this app and then send them as a gift amount to anyone. The overall interface of this app is also very clean, simple and great.

There is a great feature in PhonePe, split bill, in which two people can pay a bill by dividing it in half. Now suppose you are using any service on shared basis, then you can pay the bill half-and-half by using the feature of split bill.

4. Google Pay

Google Tez App is a payment app working on UPI Payment. With the help of which you can shop online or make any kind of payment. Google Pay (Tez) system is much faster than other apps.

Many types of advanced features have been given in Google Pay App. With its help, you can transfer and receive money directly in your bank. This payment app is not a wallet payment app and it is directly linked to your bank account.

This is the first such app in India. In which sharing feature has also been given along with UPI service. Google Pay app is a hybrid online payment app by combining all the features of Paytm Wallet app on other payments like Flipkart phones. In which you are also given a chance to earn from Google by adding more and more people.

5. Amazon Pay

It is one of services made by Amazon. In Amazon Pay, you can easily do Online Money Transfer, Mobile Recharge and Bill Payments by adding your bank account through UPI.

It has a wallet in which you can take advantage of all the services of Amazon by putting money from your bank account from ATM, Net Banking, Credit Card etc.

Its best thing is that for this you do not need to download any new mobile application separately. This service is given in Amazon's shopping app itself and on Amazon pay every transaction you get some money in the form of cashback which comes in your Amazon pay wallet which you can use for mobile recharge and shopping etc.